Monthly Archives: January 2012

Big Banks’ Small Business Lending: Do The Numbers Really Add Up?

January 31, 2012
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Big Banks’ Small Business Lending: Do The Numbers Really Add Up?

As a real small business owner who has attempted several times to get a small business loan from a bank I can tell you that banks are not lending to small businesses­. Banks are lending to businesses who do not need the money. They are employing a very narrow set of metrics to both...

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When In Doubt…..Expand!

January 31, 2012
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Fabulous Food was now in 2 business segments that complimented each other very well.  Catering, which was seasonal for the most part and retail, which served as a showcase for the catering and as an outlet for the necessary over production from the catering operation.  I was busier than ever and had to wear...

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Being The Entrepreneur That I Am

January 23, 2012
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Being The Entrepreneur That I Am

The business had now gone through 2 seasons successfully. We had a little money in the bank and the busy season was ending. In the catering business, you get a little jump during the holidays, but after New Years, it is 4 months of nothing really. Maybe a luncheon or dinner party here and...

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Making a 100% Commitment

January 21, 2012
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Making a 100% Commitment

I was at a crossroads.  The part time business I started was suddenly requiring a full time effort.  I had to make a decision to either quit my job and focus on growing the operation or stay employed and not take on any new customers.  Really though,  the question I needed to answer for...

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Going Into Business for the First Time

January 19, 2012
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Going Into Business for the First Time

I was in a new job in a new segment of the industry, which I pointed out in my previous post, with a lot more free time and I was not spending that time wisely. I found myself reverting to old habits with old friends. I had to do something or I was afraid...

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How It All Began

January 13, 2012
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How It All Began

I Thought I Knew What I Wanted  I had grown up in the restaurant business and toiled away in many kitchens around the New York area for a few years.  Anyone that has ever had a job in that industry knows how ridiculously tough it is. It isn’t just the hours that hurt, it...

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